Home Equity Line Of Credit Interest Rate What Is A Decent Interest Rate On A HELOC (home Equity Line Of Credit). ? We Have Very Good Credit And Our?

What is a decent interest rate on a HELOC (home equity line of credit). ? we have very good credit and our? - home equity line of credit interest rate

Household income is at 130 K. We have a mortgage of 280,000. Our HELOC interest rate prime rate plus 3/8ths.
We have the facility of loans with Countrywide Financial. Our mortgage is JP Morgan Chase. I wonder if I would have done better in the HELOC just after JP Morgan Chase for the HELOC, and possibly could have avoided the closure of U.S. $ 500? Is this a bad deal I have with this country? I do not know whether the other is competitive Countrywide. I compared getting more before the loan. Customers Countrywide loan risk and therefore expect a higher interest rate for all customers?